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Compliance & Deadlines·NEED TO KNOW GOLD

Why Your Buyer's Deadline to Raise Title Problems Does Not Start When You Sign

You write three or five days in that blank and diary it from the day you filled it in. The clock is not tied to that date at all, and three separate deliveries have to land before it starts running.

From Bren Brewer· August 3, 2026Open the source ↗ Jump to 8:12
The Quick Take

A Texas broker goes through the updated 1-to-4 family residential contract blank by blank, and paragraph 6D is where she slows down. That blank is the number of days the buyer has to object to what turns up in title.

The count does not begin when you sign. “This is going to be the number of days that the buyer has to object counting once they’ve received the commitment, the acception documents, and the survey.” Three deliveries, from different places, on different schedules.

Her warning is one sentence: “So, if you don’t track all three of those things, you might miss your objection window.”

The number people usually write in there is small — “You’re going to usually put 3 days to 5 days in here” — which leaves no room for a delivery you did not notice. And on the survey line above it, she flags that “the contract now explicitly mentions the T41 T47 declaration as an alternative to the T47 affidavit”, so you need one of those from the seller alongside the survey itself.

The Useful Part

“This is going to be the number of days that the buyer has to object counting once they've received the commitment, the acception documents, and the survey.”

Our Take

The failure is not dramatic. Two of the three documents land, you file them, and the third arrives quietly in an email from a party you are not watching. Your calendar reminder, set from contract date, has already passed. The objection window opens and closes without anyone in the transaction noticing, and your buyer owns whatever was in the exception documents.

Track the three deliveries, not the deadline. One line in your file per document with the date it actually arrived, and the deadline calculates itself the day the last one lands. It also gives you something to hold the other side to — if the survey is late, so is the start of the clock, and that is worth knowing before you agree to anything.

Do This
  1. Add three dated lines to every file: title commitment received, exception documents received, survey received.
  2. Set the objection deadline only after the last of the three arrives, and confirm the date in writing with the other agent.
  3. Ask the seller for the T-47 declaration or affidavit at the same time you ask for the existing survey, not after.
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